Scholarships for a Second Bachelor's Degree Online: Best Funding Options and Universities for 2027
Getting a bachelor's degree is an important achievement, but it does not always mean your education is complete.
Careers change. Industries evolve. New technologies create opportunities that did not exist when you first attended college. Sometimes, the degree that helped you begin your professional journey is no longer the qualification you need for your next step.
Perhaps you graduated with a degree in English but now want to work in cybersecurity. You might have studied business administration and discovered a passion for computer science. Or maybe you are a working professional who needs a different undergraduate qualification to enter a specialized career.
In these situations, earning a second bachelor's degree online can be an attractive option.
Online education allows many students to pursue another qualification while maintaining their employment, managing family responsibilities, and avoiding the additional expenses associated with relocating.
However, financing a second undergraduate degree can be more complicated than paying for your first.
Many traditional scholarships and government grants are intended for students who have not yet earned a bachelor's degree. That means second-degree students often need to approach financial aid differently.
The good news is that some universities offer scholarships specifically for second bachelor's degree students. Other institutions provide alumni tuition grants, transfer partnerships, employer-supported education benefits, and affordable postbaccalaureate programs.
This guide explores scholarships for a second bachelor's degree online, including verified funding opportunities, affordable universities, financial aid eligibility, tuition costs, and practical ways to reduce the expense of changing careers.
It also explains one important issue that every prospective student should understand before applying: having an existing bachelor's degree changes your eligibility for certain federal financial aid programs.
Can You Get Scholarships for a Second Bachelor's Degree Online?
Yes. Students pursuing a second bachelor's degree may qualify for certain university scholarships, private awards, employer benefits, and institutional tuition discounts.
However, not every undergraduate scholarship is available to someone who already holds a degree.
Many university scholarship programs are restricted to first-time bachelor's students. Some transfer scholarships also exclude applicants who have completed an undergraduate degree.
The most useful funding categories include:
Scholarships specifically designed for second-degree students
University alumni scholarships and tuition grants
Scholarships offered through educational partnerships
Major-specific or professional association scholarships
Employer tuition assistance and reimbursement
Scholarships that permit students who already hold undergraduate degrees
Eligible federal undergraduate student loans
Tax credits and other qualifying educational benefits
Some of these options directly reduce tuition, while others help students manage their educational costs.
A second bachelor's degree is not automatically ineligible for scholarships. The challenge is identifying awards that explicitly permit students who already hold an undergraduate qualification.
Best Scholarships for a Second Bachelor's Degree in 2027
The following opportunities are based on official university and institutional information available in November 2026.
Some explicitly support second-degree students, while others provide online education benefits whose individual eligibility must be confirmed.
1. Aurora University — Second Degree Promise Scholarship
University: Aurora University
Location: Illinois, United States
Scholarship: AU Second Degree Promise
Published award: $5,000
Renewable: Up to two years for qualifying full-time students
Target applicants: Students pursuing a second bachelor's degree
Aurora University offers one of the clearest examples of an institutional scholarship specifically designed for people who already hold a bachelor's degree.
Its Second Degree Promise Scholarship recognizes students who want to expand their education by earning another undergraduate qualification.
How Much Is the Scholarship Worth?
The university publishes an award of $5,000 for selected second bachelor's degree students.
The scholarship is renewable for up to two years for eligible full-time students who maintain good academic standing.
If a student receives the $5,000 award in each of two qualifying years, the combined value could reach $10,000.
However, renewal and selection are subject to the university's published conditions.
Who Should Consider It?
This scholarship may be relevant to applicants who want a second degree to enter a new profession or strengthen existing qualifications.
Students should confirm their eligibility through Aurora University's financial aid office.
Important Online Enrollment Restriction
Aurora's official scholarship page confirms support for second-degree students, but it does not establish that the award applies to every online degree.
Therefore, students seeking a fully online second bachelor's should ask whether their intended program is covered before applying.
This is a verified second-degree scholarship, not a confirmed scholarship for every online enrollment arrangement.
Official information: https://www.aurora.edu/admission/financialaid/types-of-aid/au-second-degree-promise-scholarship.html
2. University of Alabama Online — Roll Tide Reconnect Tuition Grant
University: University of Alabama
Format: Online degree programs
Funding: Tuition for one three-credit course
Eligible group: Qualifying University of Alabama alumni
The University of Alabama offers a tuition grant intended for former students returning to earn another qualification through UA Online.
The Roll Tide Reconnect Tuition Grant can be especially relevant to university graduates interested in pursuing a new field.
What Does the Grant Cover?
The grant covers tuition equivalent to one three-credit-hour course during the student's first semester in an eligible UA Online degree program.
The university's published undergraduate distance-learning tuition rate for the 2026–2027 academic year is $399 per credit.
At that rate, the grant would represent approximately $1,197 in tuition assistance for a qualifying three-credit undergraduate course.
This does not automatically cover separately charged course or university fees.
Eligibility Requirements
The university states that applicants must:
Be University of Alabama alumni.
Be newly admitted to a UA Online degree program.
Not have previously received the specified tuition grant or another grant from the relevant office for the same degree program.
Enroll in at least one three-credit course.
Submit the tuition grant application within the applicable enrollment deadline.
The published terms do not explicitly restrict the award to a first bachelor's degree.
However, returning alumni pursuing a second bachelor's should obtain confirmation that their particular program qualifies.
2027 Application Dates
The university lists the following grant application deadlines:
| Academic term | Published deadline |
|---|---|
| Spring 2027 | January 30, 2027 |
| Summer 1, 2027 | June 2, 2027 |
| Full Summer 2027 | June 4, 2027 |
| Summer 2, 2027 | July 8, 2027 |
| Fall 2027 | August 26, 2027 |
Why consider this opportunity? It provides an established tuition-reduction route for university alumni returning to online study.
Official information: https://online.ua.edu/tuition-financial-aid-scholarships/roll-tide-reconnect/
3. University of Alabama Online — Distance Learning Scholarships
University: University of Alabama
Funding type: Competitive distance-learning scholarships
Eligible programs: Selected undergraduate and graduate online degrees
In addition to its alumni tuition grant, the University of Alabama offers scholarships for students enrolled in qualifying online degree programs.
These awards are administered through the university's scholarship application system.
How to Apply
Students must submit both the general scholarship application and the distance-learning scholarship application.
Applicants must already be admitted or enrolled at the university.
The university requires students to complete scholarship applications each semester when seeking new consideration.
Published 2026–2027 Application Windows
For Fall 2026, applications were accepted from March 1 through May 31, 2026.
For Spring and Summer 2027, the published application window ran from August 1 through October 15, 2026.
Those application windows are now closed.
Students considering Fall 2027 or later study should check the next published scholarship cycle.
Are Second Bachelor's Students Eligible?
The university states that its distance-learning scholarships support eligible undergraduate and graduate students.
However, the published general scholarship information does not guarantee that every award accepts applicants pursuing a second bachelor's.
Students should contact the scholarship office and request confirmation before relying on a particular award.
Official information: https://online.ua.edu/tuition-financial-aid-scholarships/scholarships/ua-online-scholarships/
4. Bellevue University — Persistence Grant for Eligible Tarrant County College Graduates
University: Bellevue University
Funding: Tuition-based Persistence Grant
Eligible group: Qualifying Tarrant County College graduates
Second bachelor's: Explicitly permitted under published partnership rules
Bellevue University's educational partnership with Tarrant County College in Texas provides an unusually specific example of funding that can support a second bachelor's degree.
According to Tarrant County College's published partner benefits, eligible associate degree graduates may receive a Persistence Grant when pursuing a bachelor's degree through Bellevue University.
How the Grant Works
The grant is designed to reimburse qualifying tuition costs associated with the student's previous associate degree.
The amount is based on the applicable tuition calculation for up to 60 credit hours and is distributed through qualifying grant installments as the student progresses.
The final amount depends on the student's circumstances and the partnership's terms.
Can It Fund a Second Bachelor's Degree?
Yes.
The published agreement explicitly states that a second bachelor's degree is allowed if the student did not already use the Persistence Grant for the first bachelor's degree.
This makes the opportunity particularly relevant for students who:
Earned an associate degree from Tarrant County College.
Subsequently completed their first bachelor's degree.
Now want to pursue another undergraduate degree.
Have not previously used this specific grant.
Other Eligibility Requirements
Applicants must satisfy conditions including a qualifying associate degree, the required academic record, degree-seeking enrollment, and the grant's attendance requirements.
Full-time enrollment is generally required, although exceptions may apply.
Bellevue offers online bachelor's programs, but the student should confirm that the selected online degree and enrollment arrangement qualify under the partnership.
This is a specialized opportunity rather than a nationwide scholarship.
Official information: https://www.tccd.edu/services/transfer-center/transfer-agreements/special-transfer-benefits-tcc-students/
5. University of Evansville — Second-Degree Merit Scholarships
University: University of Evansville
Location: Indiana, United States
Funding: Merit-based scholarships for second bachelor's students
Published intake: Fall 2026 and Spring 2027
Format: Traditional full-time undergraduate enrollment
The University of Evansville demonstrates that substantial scholarships can exist specifically for second-degree students.
Its official 2026–2027 scholarship schedule includes awards determined by prior college academic performance.
Published Scholarship Amounts
| Previous college GPA | Published scholarship |
|---|---|
| 3.75 or higher | $27,000 |
| 3.50–3.74 | $25,000 |
| 3.00–3.49 | $22,000 |
| Below 3.00 | $18,000 |
The university applies additional conditions.
Its published merit scholarship schedule excludes international transfers and certain specialized degree programs.
Important Online Restriction
These awards are for qualifying students admitted to traditional undergraduate programs with full-time enrollment.
They should not be advertised as scholarships for a fully online second bachelor's degree.
Nevertheless, they are worth mentioning because they demonstrate the potential value of comparing online education with traditional university scholarships.
A substantial campus-based award may, in some circumstances, make an in-person program financially competitive with an online degree.
Official information: https://www.evansville.edu/student-financial-services/scholarships-for-second-degree-students-2026-2027.cfm
6. Seton Hill University — Online Bachelor's Funding and Employer Benefits
University: Seton Hill University
Location: Pennsylvania, United States
Format: Online undergraduate programs
Funding options: University scholarships, tuition discounts, employer reimbursement, and other qualifying assistance
Seton Hill University explicitly welcomes applicants who already hold a bachelor's degree and want to earn a second one.
The university offers online programs intended for adults balancing employment, family responsibilities, and education.
Students can pursue a new degree through flexible learning arrangements.
What Funding Is Available?
Seton Hill advertises scholarships, tuition discounts, employer reimbursement, and military educational benefits for qualifying online undergraduate students.
However, the university's general online admissions page does not guarantee that every type of aid applies to second-degree applicants.
Before enrolling, ask which named scholarships or discounts remain available after completing a first bachelor's.
Flexible Online Learning
Seton Hill offers eight-week academic sessions and allows many online students to study either full-time or part-time.
This may appeal to professionals who cannot commit to a traditional university schedule.
Best suited for: Working adults who want an online second-degree pathway and are willing to verify individualized funding arrangements.
Official information: https://public.setonhill.edu/apply-afford/applying-to-seton-hill/online-bachelors-degree-certificate-program/
Best Online Universities for a Second Bachelor's Degree
Scholarships are not the only factor determining affordability.
Some universities allow students to reuse substantial portions of their previous education, making a second bachelor's significantly less expensive than starting another four-year degree.
The following institutions publish clear second-degree pathways.
7. Oregon State University — Online Postbaccalaureate Degrees
University: Oregon State University
Format: Fully online through Ecampus
Degree options: Second bachelor's degrees in eligible fields
Funding: Individual external scholarships, employer assistance, and qualifying financial aid
Oregon State University is particularly relevant because it has an established admissions category for students who already hold bachelor's degrees.
These applicants are described as postbaccalaureate students.
The university allows qualifying students to earn an additional bachelor's degree online without necessarily repeating the general education courses completed during their first degree.
Online Computer Science — Applied, Second Bachelor's
One of Oregon State's specialized options is its online Bachelor of Science in Computer Science — Applied.
The program is designed for students who already hold a bachelor's degree in a different academic field.
It requires 60 quarter credits of specified computer science coursework.
This can offer a more direct route into computer science than beginning a traditional four-year undergraduate program.
The curriculum covers programming, software engineering, computer systems, cybersecurity, and related technical subjects.
Published Tuition
For 2026–2027, Oregon State publishes a rate of $609 per credit for the online Computer Science — Applied bachelor's program.
At 60 quarter credits, the credit-based tuition equals approximately $36,540.
The university also lists a one-time undergraduate enrollment fee of $450 for newly admitted students.
Additional expenses may apply.
What Scholarships Are Available?
Oregon State provides financial aid resources for postbaccalaureate students, including information about scholarships, loans, and employer support.
However, students should not assume that every Ecampus undergraduate scholarship accepts second-degree applicants.
For example, Oregon State's Applied Humanities completion scholarship expressly excludes students who already hold a bachelor's degree.
Applicants must evaluate each award separately.
2027 Application Deadlines
| Intake | Application deadline | Classes begin |
|---|---|---|
| Spring 2027 | February 1, 2027 | March 29, 2027 |
| Summer 2027 | May 1, 2027 | June 14, 2027 |
| Fall 2027 | August 1, 2027 | September 29, 2027 |
Program-specific deadlines may differ.
Official information: https://ecampus.oregonstate.edu/admissions/second-degree.htm
8. University of Florida Online — Affordable Second Bachelor's Degrees
University: University of Florida
Format: Fully online
Admission: Explicit second bachelor's pathway
Tuition: Residency-based online undergraduate rates
The University of Florida offers online undergraduate programs and explicitly accepts qualified students seeking a second bachelor's degree.
The university's admissions information explains that second-degree applicants may be considered for relevant majors after completing their first undergraduate degree.
Admission Requirements
Minimum general requirements include:
A cumulative college GPA of at least 2.0.
A GPA of at least 2.0 from the most recently attended institution.
Satisfaction of the selected program's major-specific requirements.
Some degrees impose higher GPA or prerequisite requirements.
For example, the online business administration program has additional mathematics, statistics, and academic performance conditions for second-degree applicants.
Important Academic Restriction
The University of Florida generally does not admit students to pursue a second bachelor's degree in a major that is the same as, or closely similar to, their previous major.
Students must also satisfy the university's rules on earning a distinct second degree.
Published Tuition Rates
UF Online displays the following tuition and required-fee amounts per credit:
| Residency classification | Published amount per credit |
|---|---|
| Florida residents | $129.18 |
| Non-Florida residents | $552.62 |
These displayed rates should be reconfirmed for the intended 2027 enrollment term.
At the Florida-resident rate, 60 credits would cost approximately $7,750.80 in published tuition and required per-credit fees.
At the nonresident rate, the same number of credits would cost approximately $33,157.20.
These calculations are illustrative. The actual number of credits required for a second degree depends on the major, previously completed coursework, and university rules.
Are Scholarships Available?
UF Online provides information about federal, state, and institutional financial aid.
However, applicants who already hold a bachelor's degree must check second-degree restrictions.
For example, UF Online's Free Seat Program expressly requires applicants not to have previously earned a bachelor's degree.
That program is therefore not available for a conventional second bachelor's.
Official information:
9. University of Maryland Global Campus — Second Bachelor's in as Few as 30 New Credits
University: University of Maryland Global Campus
Format: Online
Second-degree minimum: 30 new UMGC credits, subject to major requirements
Published tuition: $337 per credit in-state; $499 per credit out-of-state
University of Maryland Global Campus is another institution worth investigating for adults pursuing a second undergraduate degree.
The university explicitly permits qualifying students who previously completed a bachelor's degree to earn another bachelor's in a different discipline.
How Does the Second-Degree Pathway Work?
UMGC states that applicants need at least 30 new credits completed through the university after their first bachelor's degree.
The combined credit total across both degrees must equal at least 150 credits.
However, completing 30 new credits is not enough if the student has outstanding major requirements or prerequisites.
The actual course load depends on the chosen program.
Tuition Costs
For Fall 2026 through Spring 2027, UMGC lists standard undergraduate tuition of:
$337 per credit for qualifying Maryland residents.
$499 per credit for out-of-state students.
At those rates, 30 new credits would represent $10,110 or $14,970 in tuition, respectively.
Additional fees apply, and not every second-degree student can graduate after only 30 new credits.
Financial Aid
UMGC provides scholarship and financial aid resources, but second-degree students must verify eligibility for each award.
The institution's explicit second-bachelor's pathway and credit-transfer policies may be useful even when institutional scholarship funding is unavailable.
Official information: https://www.umgc.edu/online-degrees/bachelors/requirements
10. UMass Lowell — Online Second Bachelor's in Information Technology
University: University of Massachusetts Lowell
Degree: Bachelor of Science in Information Technology — Second Degree
Format: Fully online
Published tuition: $385 per credit for Spring 2027
Study options: Part-time or full-time
UMass Lowell offers a specialized online second bachelor's degree in Information Technology.
The program is designed for students who previously earned a bachelor's degree and want to build technical skills in a different field.
Students study subjects such as programming, computer networking, information systems, database development, and operating systems.
How Long Does It Take?
The university advertises a flexible completion window of approximately 12–36 months.
Actual duration depends on transfer-credit evaluation, prerequisites, and course load.
Published Tuition and Funding
For Spring 2027, UMass Lowell lists undergraduate tuition of $385 per credit, or $1,155 for a standard three-credit course.
The university also provides information about financial aid and scholarships for online students.
However, advertised average undergraduate scholarship aid should not be interpreted as the amount available to second-degree applicants.
Students must confirm which awards apply to the second-degree Information Technology program.
International Applicants
UMass Lowell accepts applications involving foreign academic records, subject to credential evaluation and admission requirements.
The university states that F-1 student visas are not issued for this fully online program.
Official information: https://gps.uml.edu/degrees/undergrad/online-bachelors-information-technology-second-degree.cfm
11. Arizona State University Online — Second Bachelor's Degree Options
University: Arizona State University
Format: Fully online bachelor's programs
Admission: Second-degree applicants accepted as transfer students
Funding: Scholarship eligibility must be verified
Arizona State University confirms that students who already hold a bachelor's degree may apply for another undergraduate degree through ASU Online.
Second-degree applicants are generally treated as transfer students during admissions.
The university also indicates that applicants may receive transfer credit for eligible coursework completed during their previous degree.
Why Consider ASU Online?
ASU offers a broad range of online undergraduate fields, including business, technology, science, psychology, and related subjects.
This can be useful for career changers who need a different academic specialization.
Scholarship Considerations
ASU provides university and private scholarship resources.
However, scholarships designed for first-time undergraduate students may not support an additional bachelor's degree.
Applicants should obtain written confirmation before relying on a university scholarship or tuition benefit.
ASU Online offers rolling admission for many bachelor's programs, allowing applicants to select from available upcoming intakes.
Official information: https://asuonline.asu.edu/about-us/faq/
Online Second Bachelor's Scholarship and University Comparison
| University or program | Second bachelor's allowed? | Funding opportunity | Online considerations |
|---|---|---|---|
| Aurora University | Yes | $5,000 Second Degree Promise | Online eligibility must be confirmed |
| University of Alabama Online | Subject to program admission | Alumni tuition grant; distance-learning scholarships | Confirm award eligibility for second bachelor's |
| Bellevue University | Yes | TCC Persistence Grant for qualifying graduates | Confirm eligible online program and attendance |
| University of Evansville | Yes | $18,000–$27,000 published merit awards | Traditional full-time enrollment, not confirmed online |
| Seton Hill University | Yes | Scholarships, discounts, employer assistance | Specific second-degree awards require verification |
| Oregon State University | Yes | External funding and eligible assistance | Established online postbaccalaureate pathways |
| University of Florida Online | Yes | Individual eligible financial assistance | First-degree-only awards excluded |
| UMGC | Yes | Individual eligible scholarships or employer support | Minimum 30 new credits, plus major requirements |
| UMass Lowell | Yes | Qualifying financial aid and scholarships | Dedicated online second-degree IT program |
| ASU Online | Yes | Eligible private or institutional awards | Second-degree applicants treated as transfers |
University scholarships and online program eligibility are separate considerations. An institution offering both does not automatically mean the scholarship applies to its online second-degree students.
Can You Get a Pell Grant for a Second Bachelor's Degree?
This is one of the most important financial aid questions for anyone seeking another undergraduate qualification.
In general, students who have already earned a bachelor's degree are not eligible for Federal Pell Grants to pursue a second bachelor's degree.
The US Department of Education normally restricts Pell Grant eligibility to qualifying undergraduate students who have not yet earned a bachelor's, graduate, or professional degree.
What If You Never Used Pell Grants Before?
Having unused Pell eligibility does not ordinarily restore access after earning a bachelor's degree.
For example, someone who financed their first degree entirely through savings would generally not become Pell-eligible simply because they now want another undergraduate degree.
The restriction relates to holding the completed degree, not merely to the amount of Pell funding previously received.
Are There Exceptions?
Federal Student Aid identifies limited exceptions for certain eligible workforce programs and teacher certification programs.
These exceptions should not be interpreted as general permission to fund an ordinary second bachelor's.
Students should ask their financial aid office whether their exact program qualifies.
Official information: https://studentaid.gov/understand-aid/types/grants/pell
Can You Get Federal Student Loans for a Second Bachelor's Degree?
Potentially, yes.
Although Pell Grant eligibility usually ends after completing a first bachelor's, eligible US students pursuing a second undergraduate degree may still qualify for certain federal student loans.
Federal Direct Subsidized and Direct Unsubsidized Loans may be available, subject to the student's circumstances and applicable borrowing rules.
How Do Federal Loans Work?
A Direct Subsidized Loan is available to qualifying undergraduate students who demonstrate financial need.
The government covers interest during certain eligible periods, including qualifying enrollment.
A Direct Unsubsidized Loan does not require demonstrated financial need, but interest generally accumulates while the student is studying.
Second-degree students must satisfy the usual loan eligibility conditions, including qualifying enrollment.
Previous Borrowing Matters
Students do not receive a completely new undergraduate lifetime borrowing limit simply because they start a second bachelor's degree.
Federal undergraduate borrowing limits generally consider loans obtained during previous undergraduate study.
A student who already borrowed a substantial amount for their first bachelor's may therefore have limited remaining federal loan eligibility.
Before applying, review your existing loan balances through StudentAid.gov.
Do You Need to Submit FAFSA?
Eligible students should complete the Free Application for Federal Student Aid even when they do not qualify for Pell Grants.
The FAFSA helps the university assess potential eligibility for qualifying federal loans and other applicable aid.
For 2027–2028 study, use the FAFSA associated with the correct academic year.
Official information: https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized
How to Pay for a Second Bachelor's Degree Without Pell Grants
Losing access to standard Pell funding does not mean every other financing option disappears.
Several alternatives may be worth investigating.
Employer Tuition Reimbursement
Working professionals should check whether their employer provides educational assistance.
Employers in technology, healthcare, financial services, education, and other industries may contribute toward approved degree programs.
Some employers support education that is relevant to employees' existing responsibilities, while others have broader workforce-development benefits.
External Scholarships
Private scholarship providers may establish eligibility based on profession, residency, community involvement, career goals, or academic field.
However, applicants must verify that the award accepts students who already hold a bachelor's degree.
Alumni Tuition Discounts
Universities sometimes offer discounts to graduates returning for further education.
The University of Alabama's Roll Tide Reconnect grant is an example of an established alumni funding arrangement.
Other universities may provide similar benefits under different names.
Educational Partnerships
Some colleges negotiate tuition discounts with employers, community colleges, unions, and professional associations.
The Bellevue University and Tarrant County College arrangement illustrates how specialized partnerships can create funding opportunities that ordinary national scholarship searches might miss.
Payment Plans
A university payment plan may allow students to divide tuition into installments.
This does not necessarily reduce total tuition, and some plans charge administrative fees, but it may make payments easier to manage.
Employer Tuition Assistance and Tax Benefits
For working adults in the United States, employer education benefits can be particularly valuable.
Under Internal Revenue Code Section 127, qualifying employer educational assistance programs can provide certain tax-free benefits.
For the 2026 tax year, up to $5,250 in eligible employer-provided educational assistance can generally be excluded from an employee's taxable income.
The IRS states that the limit will be adjusted for inflation for tax years beginning after 2026.
The $5,250 figure is a tax exclusion limit rather than a universal maximum amount an employer may contribute.
Benefits may cover approved undergraduate or graduate education, subject to the employer's written plan.
How to Request Employer Support
Before approaching an employer, prepare a short proposal explaining:
Which second bachelor's degree you want to pursue.
Why the qualification is relevant to your responsibilities or future role.
The university's recognition and academic reputation.
The expected tuition and study schedule.
How you will maintain professional performance.
What skills the organization may gain from your education.
For example, a marketing employee pursuing an information technology degree might explain how the technical knowledge could improve marketing automation, reporting systems, or business analytics.
Official information: https://www.irs.gov/newsroom/irs-updates-frequently-asked-questions-about-section-127-educational-assistance-programs
Tax Credits for Second Bachelor's Degree Students
Certain US taxpayers may qualify for educational tax credits.
One particularly relevant option is the Lifetime Learning Credit.
Lifetime Learning Credit
The Lifetime Learning Credit may provide a nonrefundable federal income tax credit of up to $2,000 per eligible tax return.
It can apply to qualifying undergraduate and graduate education.
Unlike the American Opportunity Tax Credit, the Lifetime Learning Credit does not have a four-year usage limit.
This makes it potentially relevant to students pursuing a second bachelor's degree.
However, eligibility depends on income, qualified education expenses, tax filing circumstances, and other IRS requirements.
Expenses already covered by certain tax-free educational assistance cannot be counted again in a way that creates a prohibited double benefit.
Official information: https://www.irs.gov/credits-deductions/individuals/education-credits-aotc-and-llc
How Much Does a Second Bachelor's Degree Online Cost?
The cost depends on the university, academic field, residence classification, transferred coursework, and remaining degree requirements.
Online second-degree programs do not necessarily require another complete four years of study.
Some institutions recognize a previously completed bachelor's degree as satisfying many general education requirements.
Other programs require additional prerequisites or specialized courses.
Published Tuition Comparison
| University | Published undergraduate tuition rate | Important consideration |
|---|---|---|
| University of Florida Online | $129.18 per credit for Florida residents | State residency required for the lower rate |
| University of Florida Online | $552.62 per credit for nonresidents | Confirm updated rate for intended intake |
| University of Maryland Global Campus | $337 per credit, Maryland residents | Additional fees and major requirements |
| University of Maryland Global Campus | $499 per credit, out-of-state | At least 30 new credits required |
| UMass Lowell | $385 per credit, Spring 2027 | Individual second-degree course requirements |
| University of Alabama Online | $399 per credit, 2026–2027 | Program-specific fees may apply |
| Oregon State University Ecampus | $409 per credit for standard undergraduate programs | Higher rates apply to selected majors |
| Oregon State Computer Science — Applied | $609 per quarter credit | Specialized 60-quarter-credit postbaccalaureate degree |
Tuition rates do not establish the total cost of an individual second bachelor's. Colleges may charge additional fees and require different amounts of coursework.
Why Transfer Credits Matter
Suppose your chosen university requires 120 credits for a bachelor's degree.
You already completed 120 credits for your first qualification.
The university might recognize your previous general education courses but still require 45–75 credits in the new major.
Another institution might allow you to complete the second degree with fewer new credits.
These decisions can make a substantial difference in the total price.
Example: The Financial Value of Reusing Previous College Credits
Consider a hypothetical university charging $400 per credit.
| New credits required | Tuition before fees |
|---|---|
| 120 credits | $48,000 |
| 90 credits | $36,000 |
| 60 credits | $24,000 |
| 45 credits | $18,000 |
| 30 credits | $12,000 |
A student who needs only 30 new credits would pay $36,000 less in credit-based tuition than someone completing 120 new credits at the same rate.
These figures are examples, not university quotations.
They do not imply that every second-degree student can graduate with 30 credits.
The most financially valuable step before applying for scholarships may be finding a university that recognizes more of your previous education.
Best Second Bachelor's Degrees for Career Changers
A second bachelor's can be useful when a career requires foundational knowledge in a subject different from the student's first degree.
However, it should be selected based on actual job requirements rather than advertised salary figures.
Computer Science
An online second bachelor's in computer science may appeal to professionals whose first degree was in business, communications, mathematics, or another discipline.
Relevant coursework includes programming, software engineering, algorithms, databases, and computer systems.
Oregon State University provides an example of a dedicated postbaccalaureate computer science program.
Information Technology
An IT degree may suit professionals seeking technical responsibilities involving business systems, networking, databases, cloud infrastructure, or information security.
UMass Lowell offers an online second bachelor's specifically in Information Technology.
Accounting
Accounting programs can provide foundational preparation in financial reporting, auditing, taxation, and accounting systems.
However, students interested in CPA licensure should review the requirements of the relevant state accountancy board.
A second accounting bachelor's does not automatically satisfy every licensing condition.
Business Administration
Professionals coming from technical or creative backgrounds may investigate a business degree to develop knowledge in management, finance, marketing, and operations.
University of Florida Online offers business administration programs with explicit second-degree admission pathways, subject to additional requirements.
Healthcare and Nursing
A second bachelor's in nursing may be appropriate for graduates seeking to enter nursing.
However, students should be cautious about programs advertised as fully online.
Initial nursing licensure generally involves supervised clinical education and practical requirements.
An online academic component does not eliminate necessary in-person training.
Cybersecurity
A cybersecurity-focused degree may provide education in information assurance, systems security, networking, and risk management.
Students should evaluate practical coursework and compare the degree with alternatives such as IT programs, computer science, certificates, and professional training.
Second Bachelor's Degree vs. Master's Degree: Which Is Better?
One of the most important questions is whether you actually need another undergraduate qualification.
A second bachelor's and a master's degree serve different educational purposes.
| Feature | Second Bachelor's Degree | Master's Degree |
|---|---|---|
| Academic level | Undergraduate | Postgraduate |
| Main purpose | Build a foundation in a new subject | Develop advanced or specialized knowledge |
| Previous degree | Usually required for second-degree admission | Normally required |
| Study duration | Depends on remaining credits | Depends on program |
| Admission prerequisites | May require specific undergraduate courses | May require prior subject knowledge |
| Funding | Limited second-degree scholarships and qualifying undergraduate aid | Graduate scholarships and other funding |
| Best suited for | Career changers needing undergraduate foundations | Applicants ready for advanced specialization |
When a Second Bachelor's May Be Better
Consider a second bachelor's if your previous degree lacks the foundational coursework needed for your desired career.
For example, someone with a humanities background may prefer a structured computer science second degree rather than entering an advanced master's without adequate technical preparation.
When a Master's May Be Better
A master's may be preferable when you already meet the academic prerequisites and want advanced knowledge.
Someone with a related undergraduate qualification may be able to pursue a master's in business analytics, finance, public administration, or organizational leadership without earning another bachelor's first.
What About Graduate Certificates?
A graduate certificate may provide focused training at a lower total cost.
However, certificates are not interchangeable with complete degrees and may not satisfy professional licensing or academic requirements.
Before committing to another bachelor's, ask employers and relevant professional regulators which qualifications they actually require.
How to Apply for Scholarships for a Second Bachelor's Degree Online
A second-degree application should be approached differently from a first-time undergraduate scholarship application.
Your previous education and professional experience are central to the process.
Step 1: Confirm That the University Accepts Second-Degree Applicants
Not every online university admits applicants who already hold a bachelor's degree to every undergraduate major.
Some restrict second-degree admission to particular programs.
Others prohibit pursuing a second bachelor's in the same or a closely related field.
Check the university's official second-degree admissions policy.
Step 2: Request an Academic Credit Evaluation
Submit transcripts from your previous institution.
Ask the university how many of your earlier credits will satisfy the new degree requirements.
Request a written list of remaining courses.
Step 3: Identify Scholarships That Permit Existing Degree Holders
Do not rely solely on the words undergraduate scholarship.
Read whether applicants may already have earned a bachelor's degree.
Also verify whether the scholarship covers online study.
Step 4: Calculate the Net Cost
Compare tuition, scholarships, employer funding, mandatory fees, and any borrowing expenses.
A university with a lower tuition rate may be more affordable than one offering a larger scholarship.
Step 5: Prepare a Strong Career-Change Statement
Explain why you want a second bachelor's instead of another type of qualification.
A persuasive statement should demonstrate a clear professional objective.
For example, an applicant moving from marketing into software development could explain how their professional experience revealed a need for stronger technical skills.
They could then describe how the new degree will provide foundational knowledge that their first qualification did not include.
Step 6: Submit Applications and Verify Funding
Some institutions consider students for scholarships during admissions.
Others require separate applications.
Check all deadlines and request a written financial aid offer before making enrollment decisions.
How to Write a Scholarship Essay for a Second Bachelor's Degree
Scholarship committees may naturally wonder why an applicant who already has a university degree needs another undergraduate qualification.
A strong essay should answer that question directly.
Explain Your Previous Education
Briefly describe your first degree and how it contributed to your professional development.
Do not dismiss your earlier education as a mistake.
Instead, show how it helped you identify your current interests.
Describe the Career Change
Explain which responsibilities or opportunities led you to pursue a new academic field.
Use specific professional examples when possible.
Explain Why a Second Bachelor's Is Necessary
Show why the required knowledge cannot adequately be obtained through a shorter course or a degree you are already qualified to enter.
This is particularly important when you have the option of pursuing a master's.
Demonstrate Financial Responsibility
Scholarship applications can be stronger when applicants show that they have researched the program's costs, transfer-credit policies, and funding options.
Connect Education to Future Impact
Describe what you hope to accomplish with the qualification and how your previous experience may complement your new skills.
Keep the essay truthful, specific, and consistent with the scholarship provider's rules regarding writing assistance.
Scholarships for International Students Seeking a Second Bachelor's Online
International applicants face additional eligibility requirements.
Some US online universities accept students residing abroad, but scholarships and federal financial aid may remain restricted.
University Admission vs. Scholarship Eligibility
A university may accept international online applicants without offering them the same scholarships available to domestic students.
International eligibility must be confirmed for each individual award.
Federal Financial Aid
US federal student aid generally requires US citizenship or another qualifying eligible-noncitizen status.
Most students studying remotely from abroad who do not meet those requirements cannot use US federal student loans.
Foreign Transcript Evaluation
Universities may require international academic transcripts to be evaluated by an approved credential evaluation organization.
This helps the institution determine how previous qualifications and courses compare with its academic system.
Degree Recognition
International students should verify that the university's degree is recognized in the country where they intend to work.
Some professional licensing authorities impose additional educational requirements.
Visa Considerations
Completing an online degree from outside the United States does not automatically provide F-1 student status or US employment authorization.
Alternative International Funding
Students may investigate employer-sponsored education, home-country professional development programs, international university alumni discounts, and private awards that explicitly permit overseas online enrollment.
A scholarship advertised as international should not automatically be assumed to permit a second bachelor's.
2027 Application Timeline for Online Second Bachelor's Programs
Application schedules vary considerably.
The following dates are based on official university announcements.
| University or program | Published 2027 date | Significance |
|---|---|---|
| University of Alabama | January 30 | Spring Roll Tide Reconnect grant deadline |
| Oregon State University | February 1 | Suggested Spring 2027 application deadline |
| Oregon State University | May 1 | Suggested Summer 2027 application deadline |
| University of Alabama | June 2 | Summer 1 grant deadline |
| Oregon State University | August 1 | Suggested Fall 2027 application deadline |
| University of Alabama | August 26 | Fall Roll Tide Reconnect grant deadline |
| UMass Lowell | Rolling applications | Applications accepted throughout the year |
| ASU Online | Rolling undergraduate admission | Start dates vary by program |
Deadlines for specific majors and scholarship programs may differ.
Students should confirm the current application dates before submitting fees or enrollment documents.
Common Mistakes When Searching for Second Bachelor's Scholarships
Assuming Pell Grants Are Available Again
Ordinary Pell Grant eligibility generally ends after earning a bachelor's degree.
A new undergraduate program does not automatically restore it.
Applying for First-Degree-Only Scholarships
Many scholarships specifically exclude students who have already completed a bachelor's.
For example, Southern Utah University's online Finish Line Scholarship expressly excludes second bachelor's applicants.
Always read eligibility requirements.
Assuming Every Online Scholarship Applies to a Second Degree
Online program admission and scholarship eligibility are separate decisions.
Ignoring Previous College Credits
A university that requires substantially fewer new credits may provide greater financial savings than a small scholarship.
Choosing a Degree Without Checking Professional Requirements
A second bachelor's may not be necessary if a graduate certificate, qualifying master's, or professional pathway would meet your goal.
Borrowing Without Checking Federal Loan Limits
Previous undergraduate borrowing counts toward relevant lifetime loan limits.
Focusing Only on University Rankings
University reputation matters in some situations, but academic relevance, affordability, and recognized qualifications are also important.
Assuming Online Means No Practical Requirements
Some programs require laboratories, supervised placements, clinical experience, or examinations at approved locations.
Frequently Asked Questions About Second Bachelor's Degree Scholarships
Can I get a scholarship for a second bachelor's degree online?
Yes. Some university awards and educational partnerships support students pursuing a second bachelor's degree. However, applicants must verify both second-degree eligibility and online enrollment eligibility.
Which universities offer scholarships specifically for second-degree students?
Aurora University advertises a $5,000 Second Degree Promise Scholarship. The University of Evansville offers merit scholarships for qualifying second-degree students, although its published awards are associated with traditional full-time undergraduate study.
Can I get financial aid if I already have a bachelor's degree?
Potentially. Eligible students may still qualify for certain federal loans, external scholarships, employer assistance, or institutional awards. Standard Pell Grants are generally unavailable for an ordinary second bachelor's degree.
Can I receive a Pell Grant for a second bachelor's degree?
Generally, no. Federal Pell Grants ordinarily require students not to have previously earned a bachelor's degree. Limited exceptions exist for certain qualifying education and workforce programs.
Can I get federal student loans for a second bachelor's?
Yes, potentially. Eligible students may receive Direct Subsidized or Direct Unsubsidized Loans, subject to applicable enrollment, borrowing, and financial aid requirements.
Do I need to complete another four years?
Not necessarily. Universities may recognize coursework from your first degree. UMGC permits qualifying students to earn a second bachelor's with as few as 30 new credits, provided all requirements are met.
What is the cheapest online second bachelor's degree?
There is no universally cheapest option. UF Online has a relatively low published per-credit rate for qualifying Florida residents. UMGC and UMass Lowell also offer second-degree pathways with published tuition rates. Your actual cost depends on the remaining credits.
Can I get a second bachelor's in computer science online?
Yes. Oregon State University offers an online postbaccalaureate computer science program designed for students who already have a bachelor's degree in another subject.
Can I get a second bachelor's degree without GRE or GMAT?
Many online undergraduate second-degree programs do not require GRE or GMAT scores. However, universities may impose other admission requirements, including transcripts, prerequisites, and GPA thresholds.
Can I earn a second bachelor's while working full-time?
Yes. Several universities offer online and part-time options. Actual flexibility depends on course scheduling and program requirements.
Can international students apply for second bachelor's scholarships?
Some scholarships may permit international applicants, but many awards have citizenship, residency, or educational restrictions. Students should obtain confirmation directly from the funding provider.
Can employer tuition reimbursement cover a second bachelor's?
Potentially. Employers may support approved undergraduate education under their benefits policies. The amount and eligibility depend on the employer.
Is a second bachelor's better than a master's?
A second bachelor's may be more appropriate for building foundational knowledge in a new discipline. A master's is often more suitable when a student already meets the prerequisites for advanced study.
Do online second bachelor's degrees count as real university degrees?
Degrees awarded by recognized universities are legitimate academic qualifications, provided the program meets applicable requirements. Students should verify institutional accreditation, professional recognition, and any country-specific rules.
Can I get a scholarship if I already have student loan debt?
Possibly. Existing debt does not automatically disqualify students from all scholarships. However, default status and previous borrowing can affect federal financial aid eligibility.
Are scholarships available for second bachelor's degrees in 2027?
Some universities have published relevant funding arrangements and 2027 application information. Individual scholarship programs may operate on annual cycles, so applicants should verify whether specific awards remain available for their intended intake.
Final Thoughts: Finding the Best Scholarship for an Online Second Bachelor's Degree
Earning a second bachelor's degree can be a valuable decision when your existing qualification no longer provides the academic foundation required for your professional goals.
For working adults and career changers, online education offers the flexibility to build new skills without necessarily leaving employment or relocating.
But the financial rules are different from those for a first undergraduate degree.
Traditional Pell Grants are generally unavailable after completing a bachelor's, and many university scholarships exclude second-degree applicants.
Nevertheless, real funding options exist.
Aurora University provides a scholarship specifically designed for second-degree students. The University of Alabama offers online alumni tuition grants and competitive distance-learning awards. Bellevue University's partnership with Tarrant County College explicitly allows qualifying students to apply its Persistence Grant toward a second bachelor's under certain conditions.
At the same time, universities such as Oregon State, University of Florida Online, UMGC, and UMass Lowell provide established pathways for earning an additional undergraduate degree.
The best financial strategy may combine a scholarship with recognized transfer credits, employer assistance, and careful university selection.
Before accepting an offer, determine how many new credits you must complete, verify scholarship eligibility, and calculate the actual tuition remaining.
The most affordable second bachelor's degree is not necessarily the one advertising the largest scholarship. It is the recognized, career-relevant program that allows you to complete the education you genuinely need at a manageable total cost.
Start by identifying your intended career, comparing official university second-degree requirements, and investigating funding options that explicitly permit applicants who already hold an undergraduate qualification.
Disclaimer: Scholarship values, tuition rates, eligibility rules, and application deadlines may change. This guide uses published university and government information reviewed in November 2026. Admission, funding, credit transfer, professional licensing, employment, and salary outcomes are not guaranteed. Always confirm current terms directly with the relevant institution before making financial commitments.